Where Our Name Says It All

  mmmmPersonal BankingBusiness BankingOur CommunityAbout Us    




Business Installment Loans


Loan Highlights

Loan Amount

$10,000 to $1,400,000


Collateral Types

Medical Imaging Equipment, Heavy Construction Equipment, Office
Equipment, Information Technology Equipment, Restaurant
Equipment, Manufacturing Equipment.



5 years (7 and 15 year terms available)



Full Amortization. (15-year loan programs typically are through the
SBA 7a Loan Program)


Interest Rates

Fixed Rate and/or Variable Rate



80% - 100% financing available






Subject to lender's approval; 1% assumption fee


Minimum Debt

Typically 1.10x or >


Coverage Ratio  


48 hours on loans less than $349,999.99 and 3 to 5-business days
on loans exceeding $350,000.00 from executed application
assuming timely receipt from borrower of all information requested.


Early Rate Lock

Available for no fee following receipt of complete application.







Fore more information:


login to online banking demo_ib demo_bp demo_cm


mContact A Relationship Manager

mFDIC Insurance Information

mATM Network

mSwitch Kit

arrowFREE Business Checking

mOptima Business Checking

mPremier Community Checking

mAttorney-Client Trust Accounts

arrowOnline Cash Management

arrowRemote Deposit Caputre

arrowNotary Services





Premier Service Bank © 2009
Equal Housing Lender Equal Housing LenderFDIC Insured