Premier Business Checking is specifically designed for all business entities with checking account needs that do not want or cannot earn interest. The monthly charge on this account is $16.00. This charge will be waived if there is a $2,500.00 Average Daily Balance maintained or you are maintaining a $7,500.00 minimum daily balance in other related checking or savings accounts. Account features include:

• 200 Checks paid per month
  
• 300 Items deposited monthly
  
• Unlimited Night Depository
  
• On-Line Banking Service
  
• Business Cash Management*
  
• Sweep Capability
  
• Imaged Statements
  
• Bill Payment*
  

Excess transaction fees (each statement period):

ß Checks deposited in excess of 300………………………..$0.10 per item
ß Checks/Debits paid in excess of 200…………………...$0.15 per item

Premier Optima Business Checking is an interest bearing checking account specifically designed for Sole Proprietorships and Non-Profit Organizations requiring the same checking account needs as the Premier Business Checking Account, but will be rewarded with interest paid on the balances. The monthly service charge on this account is $22.00, however, this charge will be waived if there is an average daily balance maintained in this account of $4,000.00, or if you are maintaining a $20,000.00 minimum daily balance in other related checking or savings accounts. Account features include:

• ATM/Debit Card Access (Available to Sole Proprietorships Only)
  
• Unlimited Premier Service Bank ATM Transactions
  
• 200 Checks paid per month
  
• 300 Items deposited monthly
  
• Unlimited Night Depository
  
• On-Line Banking Service
  
• Business Cash Management*
  
• Sweep Capability
  
• Imaged Statements
  
• Bill Payment*
  

Excess transaction fees (each statement period):

ß Checks deposited in excess of 300……………………..$0.10 per item
ß Checks/Debits paid in excess of 200………………...$0.15 per item

Premier Community Banking is designed exclusively for nonprofit community groups. This account is service charge free. Account features include:

• Unlimited Night Depository
  
• On-Line Banking Service
  
• Business Cash Management*
  
• Sweep Capability
  
• Imaged Statements
  
• Bill Payment*
  

Premier Business Money Market is designed for all business entities wanting to maximize the earning potential on a liquid interest bearing money market account. The interest paid on this account is variable and is tiered based upon balances held. Six transfers per statement period are permitted, including pre-authorized or telephonic transfers, with no more than three being checks, drafts, debit cards or similar orders to third parties. A $10 charge for each transfer in excess of the maximum will be assessed. The monthly service charge on this account is $18.00, however, this charge will be waived if there is an average daily balance maintained in this account of $5,000.00. Account features include:

• Unlimited internal withdrawals made in person
  
• Variable interest rate is accrued daily and paid monthly
  
• Initial order of Premier Service Bank Money Market stock checks/deposit slips free
  
• Sweep Capability
  
• On-Line Banking Service
  
• Business Cash Management*
  

Premier Attorney-Client Trust Account (required by the California State Bar) has a monthly maintenance fee of $6.00. This maintenance fee can only be deducted from interest earned on the account and not from principal. All other charges will be the responsibility of the attorney.

*Separate fees apply.

The bank reserves the right to place all business accounts, where transactional activity and requested banking services warrant, on analysis. Customers will be notified if charges will be assessed through the Account Analysis System.